Financial Advice

Mrs Erika Wilke(CFP, DipFP,BA) is the principal of Prime Care Financial. Prime Care Financial have offices in Glen Iris and Mt Eliza. Erika specialises in: Reducing income tested fees Maximising Centrelink / DVA entitlements Exploring options to retain the family home Prime Care Financial

Accommodation Bond Finance

SmartLine: David Dornseiff

Mr David Dornseiff (B.Ec A Fin) Personal Reverse Mortgage Adviser An Aged Care Accommodation Bond loan provides a flexible solution for senior clients who wish to retain the benefits of owning their own home, and at the same time securing a place in a residential aged care facility of their choice. It enables you to continue to own your own home, whilst renting it out to generate additional income, allow family members to move in, or simply arrange a more orderly sale of the property. It also enables you to retain your Centrelink entitlements for longer. There is no requirement to make loan repayments over the life of the loan unless you choose to do so. Interest fees and charges are capitalised to the loan and repayment is deferred until the property is sold, the borrowers are no longer living in the house, or the borrower(s) has passed away. Borrowers must be 70 years of age or older and the family home must be unencumbered. Lenders do apply strict conditions to these loans including a requirement to seek independent financial and legal advice. David can help you fund an aged care accommodation bond quickly and efficiently. The best part is that David will come to you at a convenient time that suites you and his service to you is free. Call David on 0433 202 645 for an obligation free discussion today. Smartline - David Dornseiff

aged care: Relocation Experts

Mrs Pam Heath is the principal of Classic Moves. Classic Moves can assist you with: Complete move/downsizing services Packing/unpacking Sorting and disposing of unwanted items Organising removalists Supervising on moving day Preparing houses for sale Clearing & selling deceased estates Classic Moves Real Estate Vendor Advocate Australian Professionals Property Service Australian Professionals Property Service was conceived in 2001 when a group of Melbourne solicitors approached real estate veteran Paul Doherty to help with a long-standing problem: where to direct their clients to obtain straightforward, unbiased and impartial property advice. For property sales in particular, these solicitors could at best suggest a time-consuming, roundabout and nerve-wracking process of ringing around agents - getting multiple valuations and averaging them to arrive at realistic estimates trying to divine the best agent and method of sale and juggling to keep tabs on the whole sales process. Many clients found it daunting and frustrating especially those who needed to take an at arm's length approach to the sale. And these concerned solicitors wanted to help them find an effective, independent alternative that still wouldnt incur any additional expense. Australian Professionals Property Service